This will be the most important book you will ever read about financial planning. In his second book, the author gives brilliant insight to why financial planning has been taught all wrong. In chapter 8, "Money Mindset" gives insight to how we all should rethink our financial planning. Ask yourself these questions. Are you prepared for retirement? Do you know how debt effects your health? Do you avoid conversations that involve money? This book will give you insight and answers on how money works. It's never to late to have a plan for your tomorrow. In his first book, the author gave insight to how he and his wife were $420,000 dollars in debt with only $93.00 dollars to their names. In this carefully written blueprint, you will get insight on how not to go down the same road. Education is a key application and is vital. You will not find a fast track to wealth here but rather an insight on how financial education can help you get you time back.